Thursday, December 26, 2019

The Impact of the New England Puritans and the Chesapeake...

Many times throughout history, a specific individual or a group comes along and shapes a society. Religious groups often arrive and settle on a new piece of land, and happen to shape that society, around their beliefs and religion. The New England Puritans and the Chesapeake Catholics are prime examples to show how religion shaped the development of a colonial society. In 1624, the early 17th century, the religious group called the Puritans, settled for the first time in the New England territory. Once there, they chose to inhabit the Massachusetts area. The Puritans were a varied group of religious reformers who emerged within the Church of England during the middle of the sixteenth century, but didn’t come to the United States†¦show more content†¦The Puritans believed that America was the promise land given to them by God and no one could take it away. They also believed that every person is born sinful, concept of predestination, Jesus died for the chosen onl y, Gods grace is freely given, and perseverance of the saints. The Puritans’ main reason for starting a society was for religious freedom. There religious love shaped the society in more than on way. They used a lot of money that had to make churches, and church-related programs, the surrounding communities would sometimes practice the Puritan religion, and the church and the state were originally inseparable. There whole entire civilization was church centered. Their religion was also family based and they showed extreme piety. Religion was the core thing that shaped societies everywhere especially in the United States, because people were generally traveling there for free land and religious freedom. The people who settled in the Chesapeake region were typically Catholic. For the most part they settled in Virginia, North Carolina, Maryland, and New Jersey, on the Eastern edge of each colony. They didn’t believe in a church centered government. Catholics b elieve in the Ten Commandments, one God, Jesus Christ, the Virgin Mary, Prophets, honoring the Sabbath, and the Holy Scriptures. The church that was already in EnglandShow MoreRelatedDifferences in Development between the Chesapeake Regions and New England 1555 Words   |  7 PagesDifferences in Development between the Chesapeake Regions and New England The seventeenth and early eighteenth century, brought thousands of immigrants to America in pursuit of freedom and a new life. Some desired freedom from religious persecution, others wanted a chance to be free from the poverty that ensnared them in England Thus the American colonies were formed. Although the colonies were all united under British rule, they eventually separated into various regions including the Chesapeake regionRead MoreFoundation of Spanish, English, French Dutch Colonies in North America2410 Words   |  10 PagesProtestantism) * Desire to expand trade with East and get rich * Circumvent Ottomans by going around Africa (Henry the Navigator); or going west (Columbus) * New nation-states/monarchies needed $ (gold/silver) to build their countries (had to pay armies and bureaucrats) #6: What initial impact did Europeans have on the Americas? * Enslaved Indians (encomienda system) * Later replaced with black Africans * Cultural misunderstandings developed Read MoreApush Timeline 1607-17754368 Words   |  18 Pages1. (1607) Jamestown was formed: This event was significant because it was the beginning of the English colonies in the New World. Jamestown the first permanent English settlement in the Americas. The colonization was funded the by Virginia Company. After this colony was formed, more people started to come over from England. Without these colonists the Virginia colony would be much different. It also helped them learn about what kind of people they needed to send over. At first they sent over gentlemenRead MoreReading Key3881 Words   |  16 PagesCHAPTER 1: THREE OLD WORLDS CREATE A NEW, 1492-1600 GUIDED READING QUESTIONS 57 terms Introduction Know: Old World, New World Are the terms old world and new world biased? Old World : Europeans fleeing poverty religious persecution. New World: North America 1. What conditions existed in what is today the United States that made it fertile ground for a great nation? Abundant natural resources Prior inhabitance cultivation of the land by the Native Americans The ShapingRead MoreAmerican Spirit Volume I3787 Words   |  16 PagesThe ^American Spirit United States History as Seen by Contemporaries Ninth Edition Volume I: To 1877 Houghton Mifflin Company Boston New YorkContents 1 2 Preface xxi New World Beginnings, 33,000 B.C.-A.D.1769 1 A. The Native Americans 1 1. Visualizing the New World (1505, 1509) 1 2. Juan Gines de Sepulveda Belittles the Indians (1547) 3 3. Bartoleme de Las Casas Defends the Indians (1552) 4 B. The Spanish in America 6 1. Hernan Cortes Conquers Mexico (1519-1526) 6 2. Aztec Chroniclers Describe the

Wednesday, December 18, 2019

The Tempest, Frankenstein And Medicine Walk - 1863 Words

Paternalism in The Tempest, Frankenstein and Medicine Walk Studies in behavioral genetics show that that genetics interact with the environment and influence psychological characteristics (Russell). Therefore individuals are not solely a product of their genes or their environment, they interact to form the whole person. Within The Tempest, Frankenstein, and Medicine Walk it is shown that the quality of a paternal relationship is a dominating aspect of an individuals environment and therefore it has the power to shape the individual. A paternal relationship is defined as a relationship between a dependent or offspring and the individual they depend on. For example this could mean the father figure could be biological or just an individual that offers the dependant support. In these texts different paternal relationships arise varying from an absent father to a present supportive fathers to a father that wishes to destroy his creation. With these examples of paternal relationships it is shown that they have a lasting impact on the dependant. One of the different relationships that arise within these texts is that of the absent father figure. Examples of an absent father are present in Frankenstein and also in the Medicine Walk. In Frankenstein Victor was the absent father figure from the moment his creation came to life (Shelley 84). Through the creatures development he did not know what a real human relationship was like, because he had never experienced it for himself. His

Tuesday, December 10, 2019

Global Seafood Distributors Australia Pty Ltd †Free Samples

Question: Discuss about the Global Seafood Distributors Australia Pty Ltd. Answer: Background of industry and product Seafood industry is being an important element from the perceptive of the GDP for Australia as contribution from this industry towards the GDP is quite equivalent to the contribution made by the agricultural sector. The contribution of the seafood industry could be determined by comparing the contribution of the agricultural sector and the seafood industry. Seafood industry had contributed $24 million which is quite near to the contribution made by the agricultural sector in 2008. In relevance with the management of the seafood industry, Australian government has developed certain authorities to regulate this industry. For managing the activities in the national water, Australian Fisheries Management Authority is responsible whereas to control the activities in the local and domestic waters, state level agencies are held responsible. While evaluating the background of the Joto Fresh Fish and its market share in the target market, it was evaluated that it was the favourite breakfast i tem for the Australian people as it has potential minerals and vitamins which are quite effective in order to start the day with its consumption. Global Seafood Distributors Australia Pty. Ltd. has also offered home delivery option in order to provide fresh Joto Fresh Fish at their doorstep. But after introduction of Joto Fresh Fishs alternatives in the target market, market share of this product is being decreasing at rapid rate. Under this report, various marketing strategies and the techniques will be discussed which will help the organization to enhance its market share in the domestic as well as in the international market. Customer Behaviour and Market Segmentation Geographic: Under this type of segmentation procedure, Global Seafood Distributors needs to select their preferred market as per the area, locality, etc. That market will be targeted in which consumption of seafood industry is quite high relevant to the other areas of the particular place. This will help the organization to enhance the demand of the Joto Fresh Fish as per the expectations set by the management of the organization (Mohammed, Rashid Tahir, 2014). Demographic: This type of segmentation will help the organization to promote Joto Fresh Fish in the audience as per their income, age, etc. As this product is not much expensive, hence; normal income group people could also afford this. Psychographic: Audience is being targeted on their values, lifestyles as well as on the basis of personalities of the people. Non-vegetarian group of people and the people who like seafood will be targeted in this type of segmentation process. This will help the organization to generate the demand of the Joto Fresh Fish which will ultimately affect the revenues of the organization (Klein, 2016). Behavioural: As per the behaviour of the audience, organization needs to adopt this type of strategy for the purpose of targeting and the segmentation. This will help the consumers to enhance the demand of the products as well as the lost position in the seafood industry; organization will be able to regain that. Selection of the Target Market Target market should be selected on certain basis such as with the help of market research activities, outcomes generated from the market segmentation procedures, etc. Apart from this, organization could also use following criteria in order to justify the market selection procedure: Identifiable: The target market selection could be justified using this technique as under this technique, organization needs to evaluate the selected market which should be relevant in some manner. The audience which is more curious about the Joto Fresh Fish and the non-vegetarian group of audience could be targeted for the purpose of promoting the product in the target market. Measurable: These criteria could be used in order to compare the last years figures in terms of consumption of the Joto Fresh Fish in the target market. This can provide an overview to the organization in terms of enhancing the market share of the product (Kim Hyun, 2011). Sustainable: This process defines that the product should only be promoted when chances of enhancement in the demand and market share could be determined. If organization is not able to generate the demand of the Joto fresh fish in the target audience, promotional strategies will be useless and it will not result in enhancing the demand of the product. Reachable: The selected target market should be accessible so that the audience of the particular market could be reachable through the mediums of distribution and the communication. Global Seafood Distributors needs to determine this strategy and the market will only be selected if the audience of the particular market would be easily reachable (Johnston Bate, 2013). Actionable: Using this criteria for the purpose of the selecting the appropriate market for the motive of enhancing the demand of the product. Under this process, target markets segments must be capable enough so that marketing mix technique could be implemented easily. From the perspective of the Global Seafood Distributors and the decreasing demand of the Joto Fresh Fish in the target market, organization can consider the actionable as well as the identifiable approach for selecting the adequate target market. Consumer Decision making process Consumer decision making process includes various crucial steps such as information search, need recognition, evaluations of alternatives, purchase as well as post-purchase behaviours. Organization could the sequence of these steps as per the requirement of the situation and these are quite effective as well. In order to influence the targeted audience towards the particular product, organization needs to develop effective as well as adequate communication strategies through which appropriate information in relevance with the product and the organization could be provided. With the help of these strategies, organization could also spread awareness in relevance with the seafood products amongst the public (Helms Nixon, 2010). Marketing Mix It is a marketing technique which is used to promote the particular product, business, etc. in the target market. Under this technique, specialities of the products are described in order to influence the targeted public towards the public. Following are some of the elements of the marketing mix technique: Product: This process includes the promotion of the attractive and specialised features of the product. As Joto Fresh Fish has adequate amount of vitamins and protein which could enhance the efficiency and the immunity system of the people which will help them to deal with various diseases (Gregor Hevner, 2013). Price: Price of Joto Fresh Fish is cheap enough which could be afforded by any class of people. As this products demand has been declining since a long period of time, hence; adaptation of certain effective pricing strategies will also help the organization to enhance the demand of the product as well as to enhance the market share of the organization in the target market (Greer Ferguson, 2011). Place: This factor has the potential which could enhance the demand of the particular product. Global Seafood Distributors needs to concentrate on this factor and the availability of the Joto Fresh Fish should be made available to all the nearest stores. This will help the people to get the product from their nearby stores as well as restaurants should also be targeted. Large number of audience used to visit restaurants and availability of Joto Fresh Fish at these places will lead to enhancement in the demand of the product (Fischer, et. al., 2011). Promotion: Promotion of Joto Fresh Fish could be done with the help of print medium and with the help of digital medium platforms. As it is a consumable product, hence; for promotion of the Joto Fresh Fish, organization could use the combination of the most effective strategies in order to enhance the demand as well as to enhance the market share in the target market (Czepiel Kerin, 2012). Integrated marketing mix Integrated marketing mix is the technique which includes integrated marketing and communication channels. With the help of this medium, organization can reach to its targeted audience in an effective manner. Mediums such as digital platforms, social media, sales promotional techniques, etc. are some of the elements of integrated marketing mix technique. Products features and the other information in relevance with the product could be provided to the consumers with the help of these mediums in an appropriate manner (Cornelissen Cornelissen, 2017). Branding Strategy At certain point of time, Joto Fresh Fish was the favourite option for Australian and for other countries in breakfast meal. It has adequate quantity of minerals and the proteins which could help the people to start their day and it also provides adequate level of strength to the public to deal with various diseases. But with the introduction of varieties of breakfast meals, demand of the Joto Fresh Fish gets declined. In order to gain the lost market share, Global Seafood Distributors have decided to implement branding strategy for the purpose of enhancing the demand of the Joto Fresh Fish in the target market (Brandt, Cazzaniga Hann, 2011). In terms of brand development, organization needs to develop certain goals, strategies, etc. This is the procedure which takes an adequate amount of time and short-cuts, etc. should be avoided as these strategies could decrease the value of the product. Strategies such as taking feedbacks from the customers, applying them in the workplace, providing adequate qualitative products to the consumers, etc. should be used for the purpose of development of brand in the target market (Armstrong, et. al., 2015). Marketing Activities With the help of marketing activities, organization could break the consumers daily routine and they can also influence them towards the other products. Product placement, pricing strategies, labelling and the packaging are some of the common strategies which could be used for breaking the consumers daily routine of consumption of same type of product. Australian seafood industrys market is decreasing rapidly and Joto Fresh Fish is the product which is quite underperforming in relevance with the other items of the seafood industry (Angeloska-Dichovska Mirchevska, 2017). Development of attractive packaging, pasting attractive labels, decreasing price etc. are certain strategies which could be used for the purpose of enhancing the demand of the product in the target market. Following are certain components of marketing strategies: Packaging and Labelling: This is a crucial step of the marketing activities which is also used to promote the existing product in the target market for the purpose of enhancing the demand. Organization could make the packaging of the product attractive in order to enhance the demand of the product in the target market (Ang, Benischke Doh, 2015). Merchandising: This is the strategy which used to promote the product through displaying the product using visual displays, packaging, pricing, product designing, etc. Apart from this, organization could also use discounts and offers for influencing the people towards the product (Akaka, Vargo Lusch, 2013). Marketing Collateral: For enhancing the demand of the product, organization could also use media strategies in terms of promoting the sales. Tag lines, special quotes are certain mediums through which organization could boost up their sales and these strategies are capable enough to develop balance between the information and the promotional content for extracting adequate outcomes (Aaker , 2010). Conclusion It can be concluded that Joto Fresh Fish is an impressive item in the seafood industry but due to continues decrement in the demand of this product; organization has used marketing strategies for promoting the product and to regain the market share of the seafood industry. In this manner, various strategies such as consumer behaviour, selection of the target market, marketing mix technique and the branding strategies were used for enhancing the demand of the product in the target market. References Aaker, D. 2010, Marketing Challenges In The Next Decade,Journal Of Brand Management,Vol. 17 (5), Pp. 315. Akaka, M. A., Vargo, S. L., Lusch, R. F. 2013, The Complexity Of Context: A Service Ecosystems Approach For International Marketing,Journal Of Marketing Research,21(4), 1-20. Ang, S. H., Benischke, M. H., Doh, J. P. 2015, The Interactions Of Institutions On Foreign Market Entry Mode,Strategic Management Journal,36(10), 1536-1553. Angeloska-Dichovska, M., Mirchevska, T. P. 2017, Challenges Of The Company In The New Economy And Development Of E-Business Strategy,Strategic Management,22(2), 27-35. Armstrong, G., Kotler, P., Harker, M. And Brennan, R., 2015,Marketing: An Introduction, Pearson Education. Brandt, F. S., Cazzaniga, A., Hann, M. 2011, Cosmeceuticals: Current Trends And Market Analysis. InSeminars In Cutaneous Medicine And Surgery, Frontline Medical Communications. Vol. 30, No. 3, Pp. 141-143. Cornelissen, J., Cornelissen, J. P. 2017,Corporate Communication: A Guide To Theory And Practice. Sage. Czepiel, J. A., Kerin, R. A. 2012, Competitor Analysis,Venkatesh Shankar And Gregory S. Carpenter, Handbook Of Marketing Strategy, Edward Elgar, Pp. 41-57. Fischer, M., Albers, S., Wagner, N., Frie, M. 2011, Practice Prize WinnerDynamic Marketing Budget Allocation Across Countries, Products, And Marketing Activities,Marketing Science,Vol. 30 (4), Pp. 568-585. Greer, C. F., Ferguson, D. A. 2011, Using Twitter For Promotion And Branding: A Content Analysis Of Local Television Twitter Sites,Journal Of Broadcasting Electronic Media,Vol. 55 (2), Pp. 198-214. Gregor, S., Hevner, A. R. 2013, Positioning And Presenting Design Science Research For Maximum Impact,Mis Quarterly,Vol. 37 (2), Pp. 337-355. Helms, M. M., Nixon, J. 2010, Exploring Swot AnalysisWhere Are We Now? A Review of Academic Research From The Last Decade,Journal Of Strategy And Management,Vol. 3 (3), Pp. 215-251. Johnston, R. E., Bate, J. D. 2013,The Power Of Strategy Innovation: A New Way Of Linking Creativity And Strategic Planning To Discover Great Business Opportunities. Amacom Div American Mgmt Assn. Kim, J. H., Hyun, Y. J. 2011, A Model To Investigate The Influence Of Marketing-Mix Efforts And Corporate Image On Brand Equity In The It Software Sector,Industrial Marketing Management,Vol. 40 (3), Pp. 424-438. Klein, D. B. 2016, Unfolding The Allegory Behind Market Communication And Social Error And Correction. Mohammed, A. A., Rashid, B. B., Tahir, S. B. 2014, Customer Relationship Management (Crm) Technology And Organization Performance: Is Marketing Capability A Missing Link? An Empirical Study In The Malaysian Hotel Industry,

Monday, December 2, 2019

Smoke and Mirrors by Imagine Dragons free essay sample

Popular music today typically extols the joy of love, challenges of relationships, and agony of heartbreak. Many songs deserve airtime, but the themes are extremely overused and get dull after awhile. While listening to the band Imagine Dragons, my objections to common lyric choices were refuted.It quickly struck me that lead singer Dan Reynolds wasn’t groaning over his latest girlfriend. Instead he reminisced about personal trials and demons he was facing. This alternative approach was quite refreshing and I started paying closer attention to their songs. At the final concert of their â€Å"Night Visions† tour, Imagine Dragons announced that they were going to hit the studio and create a second album. I was stoked! It has since been released, and does not disappoint. â€Å"Smoke and Mirrors† takes the theme of personal struggles, and combines it flawlessly with engaging rhythms. There are no unnecessary words or overused guitar solos, just simple songs that are expertly executed. We will write a custom essay sample on Smoke and Mirrors by Imagine Dragons or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Most of them have a driving pulse, and I constantly find myself tapping my fingers and feet. â€Å"Smoke and Mirrors† starts with â€Å"Shots†, an upbeat, energizing song to capture the listener’s attention. A personal favorite of mine, â€Å"Polaroid†, has a train-like beat going while the singer talks about being a freight train out of control. Another great song is â€Å"Dream†, an eerie piece with a steady piano riff. The coolest part is that the music flows like a dream: quiet action at the beginning, building melodies until the final chorus of the dream, and fading out as it ends. Throughout the entire compilation, the music doesn’t overpower the vocals, and vice versa. Instead, they build off each other and make the musical experience exponentially better. I absolutely recommend purchasing â€Å"Smoke and Mirrors† because it is packed with meaningful songs. With its deep, personal stories, invigorating rhythms, and alluring mel odies, â€Å"Smoke and Mirrors† will captivate and thrill you.

Wednesday, November 27, 2019

The Impact of the Global Financial Crisis in Bangladesh Essays

The Impact of the Global Financial Crisis in Bangladesh Essays The Impact of the Global Financial Crisis in Bangladesh Essay The Impact of the Global Financial Crisis in Bangladesh Essay The Impact of the Global Financial Crisis in Bangladesh 20-Aug-2010 Prepared by Mojadda Alfa Azam ID. : 10916047 Dept. : Accounting Information System EMBA, DU Course name: Micro Macro Economics Course no. : 4102 Acknowledgements I would like to give thanks to Prof. Dr. Tahmina Khatun, professor of AIS Department, EMBA, DU, for her continuous guidance and supreme supervision throughout the course. I am solely responsible for any remaining errors. Finally all praise to Almighty Allah for giving us the strength and courage to complete the course. . Background and Objectives Political instability, natural disasters, the global food and fuel price hikes: Bangladesh’s economy has withstood several challenges since 2006. The global financial and economic crisis is another challenge that is testing its resilience coming on top of the former adversities. The global financial crisis started in mid-2007 has culminated in widespread financial stress among major financial institutions si nce September 2008. The economic downturn has now degenerated into recession. Projections of the gross domestic product (GDP) provide a gloomy picture for 2009. The 2009 world growth forecast has been revised downward by 1. 0-1. 5 percentage points to -1. 0 to -0. 5 percent in March 2009 compared with the last IMF projection of 0. 5 percent made in January 20093. While developed countries were the first hit by the recession, developing and least developed countries (LDCs) have also started to feel the consequences of the crisis on commodity prices, trade volumes, access to international financial markets and job losses, though to various degrees. These developments have led to shifting the debate from the causes to the consequences and policy actions required to mitigate the adverse impacts of the crisis. 1. 1. The Legacy of the High Food Prices As most of the developing countries, Bangladesh has no hiding place as the impact of the global financial crisis could compound the impacts of the food price rises. Although the recent food security situation cannot be attributed solely to the food price rises, there is evidence in the literature that the food price crisis has sent a substantial number of households back to poverty, after a decade of progress. The recent joint WFP/UNICEF/IPHN household survey suggests that 25 percent of the population has become food insecure as of December 2008, as many as the food poverty percentage of 1995-96. The most affected households are overwhelmingly headed by female (38 percent food insecure), they have higher dependency ratio (45 percent), the head of households are less educated (70 percent), and they have less assets (asset score of 4 against a national average of 9. 4). In terms of livelihood, household have barely 1 income earner (1. 8 on average), depend on agriculture wage labor (23. 7 percent), non agriculture wage labor (19. 1 percent) and casual labor (5. 2 percent). Most of them are landless (48. 6 percent) and net food buyers (39. 6 percent). The highest increases in the proportion of net food buyer households are non-agriculture wage laborers (59 percent), remittances earners (53 percent) and casual workers (55 percent). Female headed households included a much higher increase of th e proportion of net food buyer (64 percent) compared to male headed households (26 percent). On average, households spend 62. 2 percent of their budget on food, up from 52 percent in 2005. Unfortunately, such an increase of the food budget share is made possible at a high opportunity cost, using multiple coping mechanisms. In addition to eating less than 3 meals a day for adults and less than 4 meals a day for children under 5, 22 percent of households recourse to negative coping mechanisms such as cutting expenditure on health and 33 percent of them getting further indebted from the financial institutions. As a consequence, severe malnutrition rates increased. Severe acute malnutrition rate increased to 3. 4 percent in end-2008 from 2. 9 percent in 2007; severe underweight increased from 11. 8 to 12. 3 percent; and severe stunting increased from 16. 1 percent in 2007 to 20. 1 percent in end-2008 While the recent downturn of commodity prices may be seen as a relief for some of the affected households, the recession is likely to further worsen the situation of the most affected households who depend on agriculture and non-agriculture wage labor and casual labor. A review of literature by the Centre for Policy Dialogue (CPD, 2009) reveals that the most vulnerable areas to the global financial crisis in Bangladesh are likely to be export- oriented sectors, manpower export, remittance and domestic resource mobilization. The livelihoods in these areas are the most affected by the food price rises. Bangladesh’s foreign exchange rely mainly on workers’ remittances (10 percent of the GDP) and ready-made garment (RMG) exports (more than 75 percent of total exports). 1. 2. Objectives of the Case Study Against this background, WFP initiated a rapid assessment of the impact of the financial crisis on households’ food security and livelihoods to enable better preparedness and appropriate and effective responses. This rapid assessment is part of a series of WFP country case studies to elicit how the global financial crisis is manifested in Bangladesh at macro-economic level as well as how the macro-level impacts are manifested on households’ living conditions4. More specifically, the assessment aims at: Understanding how the global financial crisis is being transmitted to the Bangladesh economy, particularly the performance of the channels through which the crisis is being transmitted. Assessing the extent to which the pass-through effects is trickling down at the household level, through key indicators such as remittances, wages, employment and commodity prices and ultimately the living conditions of households. Proposing actions to streng then responses and monitoring. 2 Methodology and Limitations In order to capture the impact of the current global financial crisis on households both secondary data analysis (SDA) and primary data collection are conducted. The assessment reviewed secondary data available and then conducted primary data. 2. 1. Data Collection, Collation and Review The SDA reviewed literature on the impact of the global financial crisis both at macro-economic level and on households’ incomes sources and food security. This information was used to provide an overview of the macro- economic vulnerability with insights into the country’s recent macro-economic performance. The macro-level analysis also aimed at gaining insights into how the global financial crisis transmits to the domestic economy. Key informants (KI) interviews were held from 12-18 March with senior government officials, development partners, NGOs, research institutions and leading members of the private sector (annex 1) to triangulate the secondary data review. The primary data collection was carried out through focus group discussions (FGD). The FGD helped to apprehend how households have been affected so far by the global financial crisis. They provided perceptions of vulnerability, including sources of incomes, expenditures, coping strategies, priority needs and responses, discriminated by sex. They also guided the discussions on the changes which occurred within the last few months. The field work took place between 22 March and April 04, 2009. Forty FGD were held (annex 2). Survey areas were identified through literature review of the dominant livelihoods that are most likely to be affected by the global financial crisis. Hence, areas with high concentration of migration and dependent on remittances in the North East and South East, areas with high concentration of agricultural labor and cash crops such as tea estates in the North East and shrimp farms in the South West and areas with high concentration of non agricultural unskilled labor (e. g. , garment industry) of the two biggest cities Dhaka (capital city) and Chittagong where selected. Two more locations were selected in Khulna and Rajshahi as control groups in both rural and urban areas to represent other categories of casual labor. From each selected location, two FGDs (female and male) were selected and interviewed separately. FGD participants were identified with the help of key informants (village heads, health and education workers, government employees) in each selected location. A team of five members comprising a supervisor, an organizer, a moderator, a note taker and a field writer interviewed the FGD participants. FGD materials included voice recorders and note books among others. A total of 304 individuals participated in the FGD discussions with an average of 8 participants per FGD. Table: Summary of FGD Composition Number of |Number of FGD |Number of | |participants per | |individuals | |FGD | | | |6 |8 |48 | |7 |7 |49 | |8 |19 |152 | |9 |5 |45 | |10 |1 |10 | |40 |40 |304 | |Average size of FGD = 8 | 2. 2. Limitations The findings of this study cannot be generalized to the whole population, mainly because of the purposive nature of sample and the small number of people participating in the survey. T he survey is designed to draw upon respondents’ perceptions of the impact of the global financial crisis. However, the possibility of multiple understandings of the situation makes it difficult to articulate the findings. The validity of the results may also be affected by ability of moderators to have control over the discussion process with participants. The moderator has to allow participants to talk to each other, ask questions and express doubts and opinions, while having very little control over the interaction other than generally keeping participants focused on the topic. By its nature focus group research is open ended and cannot be entirely predetermined. To reduce such a potential bias, the moderators received a 4-day training to facilitate recall and quantitative estimates to improve internal validity. The checklist was also translated into Bangla to improve interactions between the moderators and the participants and among participants. The reliability of focus groups’ perception may be weakened by internal cultural and hierarchical dynamics and lack of confidentiality within the group. As a result full participation of all may not have been ensured by the moderators. The effort made to select homogenous groups both by sex and livelihoods aimed at reducing this bias. 3. Macro-Economic Performance and Impact of the Global Financial Crisis 3. 1. Recent Economic Developments 3. 1. 1 GDP Growth Performance In recent years, Bangladesh enjoyed a substantial growth of the real GDP. The GDP growth stood at 6. 2 percent in FY08, slightly below the 6. 4 percent growth recorded in FY07. The GDP growth in FY08 was led by substantial growth in industry (6. 9 percent) and services (6. 7 percent) sectors while the agriculture sector grew by 3. 6 percent. However, in the backdrop of the current global crisis, there are some indications of uncertainties about the growth projection in FY09. Although the global financial crisis is yet to significantly affect the Bangladesh economy, all the projections converge on the fact that the GDP growth will be lower than the initial projection of 6. 5 percent in FY09 (annex 3). The central bank of Bangladesh (BB) and the Ministry of Finance (MoF) set an optimistic target of the GDP growth of at least 6. 0 percent. The GDP growth of 4. 5 percent (lower than its earlier projection of 4. 8 to 5. 4 percent) projected very recently by the World Bank (WB) is the most conservative one. The latest projection of the annual GDP growth (5. 6 percent revised from its previous stand of 5. 5 to 6. 0 percent) made by Asian Development Bank (ADB) is between the government and the WB’s projections, based on recent signs of the impact of the global financial crisis on key sectors. 3. 1. 2 Inflation Patterns Although the trend in inflation is subsiding, it is still above the long-run path, making it difficult for the most affected and vulnerable households to cope with recent shockshigh food prices (2007-2008) and localized natural disasters (cyclone Sidr) in 2007. The 12-month average inflation stood at 8. 9 percent by end 2008 with a declining trend since August. While the softening of the inflationary pressure is likely to continue, it is important to keep in view that the current price fall in the global commodity market is largely due to changes in demand side factors while the global supply situation has remained unchanged. As such if the major economies, especially the advanced ones, succeed in recovering from the crisis within a relatively short period, the commodity markets may again experience tight conditions. It is also worth noting the potential disincentive of the price decline on domestic food commodity production. While the high food prices resulted in only a small percentage increase of the net sellers of food commodities (i. e. , 5 percent increase in the category of small farmers of 0. 5-2. acres), these winners are likely to become losers as a result of the global financial crisis. With the global financial crisis, potential income losses are also likely to affect the households identified by the recent WFP/UNICEF/IPHN as th e most affected by the food price crisis, namely non-agriculture, agriculture wage and casual laborers. 3. 1. 3 Performance of the Financial Sector The demand for credit has weakened between July-December 2008. The growth in the broad money (M2) at the end of December 2008 remained around the same level of 17. 6 percent in June 20085. However, both the domestic credit and private sector credit dropped significantly during the last six months reflecting weak credit demand in the economy. While the growth in domestic credit dropped to about 19. 3 percent in December from about 21. 0 percent recorded in June 2008, the growth in private sector credit mainly concentrated to trade and industry recorded a decline of about 3 percentage point to 21. 8 percent in December from about 24. 9 percent in June 2008. This pattern is an indication of relatively lower economic activities during the period. Interest rates such as deposits, lending, repo and reverse repo rates moved up relative to their levels in the first half (H1) of FY2008 6 . During the last six months, however, the Bank Rate (Discount Rate) and yields of government Treasury bills (T-bills)7 and bonds remained mostly unchanged. The commercial lending and deposit rates of the banks varied within a relatively wide margin during H1 FY2009 compared with the narrow margin variation during H1 FY2008. Commercial lending rate reached its peak of 13. 5 percent in December 2008 from a low of 12. 6 percent in September 2008. Commercial deposits rate, on the other hand, reached 7. 9 percent in December 2008 from 7. 3 percent in August 2008. Real lending and deposits rate exhibited increasing trend during H1 FY2009 due to the decelerating inflation rate of the period. The interest rates on the certificates of National Savings Directorate (NSD) for the duration of 3 and 5 years remained unchanged respectively at 11. 5 percent and 12. 0 percent during H1 FY2009. The major indicators of health of the banking system, such as the ratio of non-performing loans (NPLs), amount of actual provisioning, total deposits and advances, the ratio of capital adequacy, the interest rate spread (IRS), and indicators of profitability remained broadly stable and satisfactory during H1 FY2009. Given the low level of foreign capitalization, the countrys banking sector remained broadly unaffected from the ongoing global financial turmoil. However, it would be important to refresh the surveillance of the banking sector and revisit the financial sector management to counteract any potential adverse impact on the countrys banking sector. 3. 1. 4 Fiscal Performance During the July-December period of FY2009, the realized amount of revenue receipts fell short of its annual target. In the FY2009 budget, the target for revenue earnings was set at 11. 3 percent. During H1 FY2009, preliminary estimates show that total revenue and total expenditure stood respectively at 5. 9 percent and 8. 1 percent of GDP, resulting in a fiscal deficit of 2. 2 percent of the GDP (during H1 FY2009) against the yearly target of 4. 99 percent. The financing of the deficit amounted to Tk. 135. 8 billion of which Tk. 93. 1 billion was accommodated from domestic sources, including bank financing of Tk. 73. 6 billion while the remaining Tk. 42. 7 billion came from foreign sources. The implementation of the Annual Development Program (ADP) also remained very low at 1. 2 percent of GDP in H1 FY2009 compared with the yearly target of 4. percent of the GDP, due to slow execution rate of projects. The execution rate of the ADP is unlikely to improve beyond 70 percent by the end of FY2009 in June. 5 Broad money is considered to be the most inclusive measurement of the money supply in a given country. It involves the most liquid or cash components of money supply or non-ca sh components that can be converted into cash very easily. Broad money is a key economic indicator used to forecast inflation and the decisions of investors. 6 Repo (repurchase agreement) is a financial instrument used in the money market. It is a transaction in which one party sells securities to another while agreeing to repurchase those securities at a future date. Bangladesh Bank has introduced repo for banks and financial institutions, as an indirect monetary tool for day-today liquidity management to smoothen temporary and unexpected disturbances in the supply and demand for money. 7 T-bills (Treasury Bills) are short-term debt obligation backed by the government with a maturity of less than one year. 3. 1. 5 Performance of the Capital Market In the backdrop of the ongoing financial turmoil, investors shaky confidence might have played a role in the recent mixed performance of the capital market in Bangladesh. Stock prices showed significant upturn during the first half (January-June) of 2008 while the second half (July-December) witnessed a downward movement. Although the daily average turnover improved, different monthly average price indexes at Dhaka Stock Exchange (DSE) have declined, showing some fluctuations in 2008. Compared with December 2007, the monthly average of all share price index (DSI), DSEG, and DSE20 declined by 14. 1 percent, 12. 1 percent, and 8. 3 percent respectively in December 2008. 3. 2. Degree of Exposure to the Effects of the Global Financial Crisis The World Bank identified Bangladesh as highly exposed to the global financial crisis8. Almost 20 percent of the population was already leaving in the hardcore (i. e. food) poverty in 2005. The high food price crisis has sent ? of the population into food insecurity by end 2008. According to the World Bank, the capacity of the country to cope with the impacts of the financial crisis on poverty is constrained by limited leverage for larger fiscal deficits9 and moderate inflation at 8. 9 percent at end 2008. Despite efforts made by the government to mitigate the negative impacts of the high food prices on households, the implementation of the Annual Development Program (ADP) remained very low in 2008, raising some concerns about the country’s capacity to efficiently and effectively scale-up public expenditures to protect vulnerable groups and reduce poverty. Figure: Exposure of Countries to the Global Financial Crisis [pic] Source: World Bank, 2009 Bangladesh’s economy is increasingly exposed to global economic shocks, given its increased integration with the global economy during the last decade. The contribution of trade (export and import) increased significantly since 2001 from 33. 4 percent of the gross domestic product (GDP) to 43. 4 percent in FY2008. About 85 percent of exports are destined to developed countries and roughly 60 percent of import originates from those countries. Exports take up 20 percent of the GDP in Bangladesh. Ready-made garment (RMG) is the main driver of exports, with a share of almost 80 percent of total exports (i. e. 16 percent of GDP). Almost half of the exports go to the European Union (EU), while 25 percent goes to the United States (US). The dependence on foreign aid has progressively reduced since the 1990s, while foreign direct investment remains low at 1 percent of the GDP over the last decade (2000-2009). Table: Bangladesh’s Degree of Openness to the Global Economy | |FY1981 |FY1991 |FY2001 |FY2007 |FY2008 | |(Export + Import)/GDP |13. 5 |16. 8 |33. 4 |43. 3 |43. 4 | |Remittances/GDP |1. 9 |2. 5 |4. 0 |8. 8 |10. | |ODA Disbursed/GDP |5. 8 |5. 6 |2. 9 |2. 3 |2. 4 | |ODA Disbursed/Export |158. 1 |100. 9 |21. 2 |12. 9 |13. 3 | | | | | | | | |Foreign Direct Investment (FDI)/GDP |- |0. 1 |1. 2 |1. 2 |0. 8 | The contribution of remittances has more than doubled since 2001 from 4 percent of the GDP to 10 percent in FY2008. Bangladesh is a huge labor surplus country, putting it on the supply side of the global labor market and at the fifth position among the top remittance recipient countries in the world. As a result, the economy is heavily dependent on migrants’ earnings in the Gulf countries and Western countries. In FY2007-08, total remittances (i. e. , USD8 billion) accounted for 10 percent of the GDP. As per the latest statistics, 5. 5 million Bangladeshis are currently working abroad. About 65 percent of these workers are semi-skilled (16 percent) and low-skilled (49 percent). Two-thirds of the migrants work in Middle East countries, mainly in Saudi Arabia, Kuwait, Qatar, and United Arab Emirates (table 3). They constitute 25. percent of the total labor in those countries and contribute 63 percent of the total remittances inflow in Bangladesh. The remittances inflow from these countries doubled from USD2. 4 billion in FY2003-04 to USD4. 97 billion in FY2007-08, as a result of the construct ion boom in the Gulf, mainly Dubai. Table: Importance of Migrant Workers and Remittances | |Labor Force |Share of Bangladeshis in |Share in Total Remittance | | |(Million) |Labor Force (%) |Inflow (%) | |Kingdom of Saudi Arabia |6. 7 |27. |30 | |Kuwait |2. 2 |14. 2 |11 | |Qatar |1. 1 |10. 0 |4 | |United Arab Emirates |3. 3 |33. 4 |14 | |Bahrain |0. 5 |26. 2 |2 | |Oman |0. 9 |23. |3 | |Total |14. 7 |25. 3 |63 | The most recent data (July-December 2008) suggest that the pass-through of the ongoing global economic crisis into Bangladesh economy is real. Even though Bangladesh is not integrated to the global capital market, the economy is facing the second round effects of the global financial crisis. There is evidence that international trade, exports of manpower and inflow of foreign official development assistance (ODA) are being adversely affected (table 4). The major source of the potential adverse impact is emanated from the projected contraction of foreign aggregate demand. Recent trends in the volume of Cargo (export plus import) handled in the Chittagong (CTG) port decreased by 5. 3 percent during H1 FY2009. Table: Recent Developments in Trade, Remittances and Aid Flows | | | | | | | |Jul-Dec. 2008 |Jul-Dec. 2007 |Growth in |Growth in | | |(Provisional) |(Revised) |Jul. -Dec. 2008 |(FY08) | |1. Cargo (export plus import) handled in CTG | | | | | |port (000 MT) |13489. 0 |14244. 0 |-5. 3 |3. 4 | |2. Exports (fob) |7754. 7 |6495. 9 |19. 4 |15. 7 | |3. Imports (Settlement of LCs) |11115. 4 |9078. 4 |22. 4 |27. 6 | |4. Remittances |4504. 7 |3440. 5 |30. 9 |32. 4 | |5. Gross ODA inflow |898. 3 |903. 2 |-0. 5 |20. 4 | |6. Net ODA inflow |579. 6 |630. 0 |-8. 0 |25. 2 | |7. Foreign direct investment (FDI) |706. 0 |285. 0 |147. 7 |-18. 0 | |8. Change in reserve position |-361. 0 |437. 3 | | | |9. Change in exchange rate |-0. 42 |0. 3 | | | Sources: (1) Bangladesh Bank, (2) Export Promotion Bureau (EPB), (3) Chittagong Port Authority, and (4) External Resources Division (ERD) of the Ministry of Finance. 4. Perceived Impacts at Household Level Five divisions were covered namely Chittagong, Dhaka, Khulna, Rajshahi and Sylhet. To understand the impact of the global financial crisis, focus groups discussions (FGDs) were conducted in purposively selected locations to cover livelihood groups that are most likely to be affected by the financial, according to the macro-economic pass-through channels analyzed in previous sections. Hence, 40 FGDs were organized, 12 with remittance earners, 8 with garment workers, 12 with workers of export-oriented agriculture (shrimp and tea estate) and 8 control groups made up with casual workers not involved in the former activities (table 5). Overall, discussions did not reveal any major difference between control groups and other FGDs, suggesting workers of the most exposed sectors and casual laborers are similarly affected by the effects of the global financial crisis. Therefore, the next sections will not distinguish control groups from others. Given the small sample size, the next sections will not emphasize the analysis of the characteristics of individual livelihood groups either. Table: Geographical and Sectoral Coverage of FGDs |Sector of Activity |Division |District |No. FGD | | | |Sylhet Comilla Noakhali |4 | | | |Chandpur |2 | |Remittance earners |Sylhet |Maulvibazar |2 | | | | |2 | | | | |2 | | | |Dhaka |4 | |Garment workers |Dhaka |Gazipur |2 | | |Chittagong |Chittagong (Ctg) |2 | | | |Satkhira |4 | |Export oriented agriculture labourers (shrimp,|Khulna |Bagerhat |2 | |tea estate) | | | | | |Sylhet |Maulvibazar |6 | | | |Gaibandha |2 | |Control group rural (casual labour) |Rajshahi |Panchagarh |2 | | | |Rajshahi |2 | | |Khulna |Khulna |2 | |Total |40 | 4. 1. Impacts on Livelihoods and Incomes Based on discussions with the 40 focus group members, remittances are mentioned by 9 of 40 FGDs as the first income source of the communities, followed by unskilled non-agriculture daily labor (8 of 40 FGDs), work in tea estate (6 of 40 FGDs) and work in garment factories (4 of 40 FGDs). As the first source of income, 4 FGDs mentioned that remittances contribute to about 80 percent of their incomes. Unskilled non-agriculture dailylabor is the second main income source for 9 of 40 FGDs, , followed by agriculture daily labor (8 of 40 FGDs) and small businesses (6 of 40 FGDs). As a second source of income, the contribution of unskilled non- agriculture daily labor to income is estimated at 25 percent, according to 8 FGDs. Female FGDs reported more dependence on remittances as their main income sources, compared to male FGDs. Five of 20 female FGDs depend on remittances as their first source of income, compared to 4 male FGDs. Four female FGDs mentioned that remittances contribute to 80 percent of their incomes, suggesting female-headed household whose husbands are migrant workers are vulnerable to decreases of remittances. No male FGD reported such a high level of contribution of remittances to household incomes. Five of 20 female FGDs are also more dependent on unskilled non-agriculture daily labor as their second source of income, compared to 4 in 20 for male FGDs. By contrast, male FGDs are more dependent on agriculture daily labor (5 in 20 FGDs) as their second source of income compared to female FGDs (3 in 20 FGDs). In total, 4 in 40 FGDs mentioned work in garment factories as both their first and second source of incomes. Figure: Main Income Sources (Number of Respondent FGDs) Small business Day labor (agric. ) Unskilled day lab our (no n-agric. ) Earth-digging Fishing in deep sea/ river Garment worker Ho use-maid Skilled labour (non-agric. ) Remittance Rickshaw/ van/ cart puller Other services Tea worker Wood / bamboo/ f irewoo d seller Fish/ shrimp -processing worker There is a sense that activity changes witnessed by FGDs are being made at the expense of sustainable livelihoods. In response to whether households have changed activities in the past 6 months, 17 out of 40 FGDs (12 male FGDs and 5 female FGDs) answered positively. According to respondent FGDs, households most frequently changed their activity to daily labor, suggesting they are likely engaging in less regular livelihoods. The main reasons of livelihood changes are low purchasing power (9 FGDs) and reduced job opportunities (7 FGDs) suggesting households are likely facing the impacts of the global financial crisis on top of the lasting effects of the high food prices. Table: Activity Changes Observed over the Last 6 Months Before Type of activity change now Number of Respondent FGDs Earth-digging Selling firewood 1 Tea estate worker Earth-digging 1 Rickshaw-puller, Mason, Street-vendor Selling betel leaf and bidi (tobacco) 1 Day labourer 8 Agriculture farmer Day labourer 1 Unemployed Migrant worker 2 Worker in shrimp-hatchery Fishing in deep sea/river 2 Day laborer Small business 1 Total 17 4. 2. Impacts on Employment and Wages Job losses were mentioned by fish/shrimp processing, garment and migrant workers, though the magnitude of the losses is reported to be less than 25 percent, with 10 percent being the most frequently reported estimate. Of the 40 FGDs interviewed, 16 FGDs (10 male and 6 female FGDs) mentioned that job losses have taken place within their community during the last 6 months. Job losses were reported mainly in Chittagong and Khulna divisions, by 5 and 8 FDGs, respectively. In general, job cuts and reduced salaries are reported as the main reasons for job losses or for changing activities. Fish/shrimp processing workers are the most affected by job losses in Khulna due to diseases in hatcheries and reduction of exports. In addition job losses in the shrimp processing sector, especially in Khulna, are amplified by the normal seasonal break in shrimp producing activities. Reportedly, shrimp production covers only 6 months a year. As a result, workers in shrimp-hatcheries would normally seek additional jobs such as casual labor during the rest of the year. Salary decreases reported by garment workers are due to reduced buying orders from abroad and reduced payments on overtime. Job losses are engulfing the supply of labor as daily workers are also facing job scarcity, according to 5 FGDs interviewed in Chittagong, Dhaka, Khulna and Rajshahi. As shown in figure 10, most of the respondent FGDs estimate that job losses are below 25 percent, except in Khulna where half of them mentioned the percentage of workers that have lost their job during the last 6 months could range between 50 and 75 percent. In Chittagong, respondent FGDs of the garment sector tend to estimate job losses below 10 percent. Relatively high proportions (between 25-75 percent) of job losses were reported by only 1 of 6 FGDs of the garment sector in Dhaka and 1 of 6 casual labor FGDs in Rajshahi. However, these figures cannot be interpreted as a general trend of the responses emerging from discussions with garment workers and casual laborers in these areas 4. 3 Impacted by the food price shock By mid-2008, food prices had increased by more than 200% since 2006 and more than 60% since January this year Between March 2007 and march 2008, prices of corn, rice, soybean and wheat increased by 31,74,87 and 130% respectively Rice price passed US$1000 in April 2008 A large proportion of population depends on agriculture. Per capita food production has been low and negative. Proportion of claries obtained from cereals is high. [pic] Table: Food price contribution to consumer price inflation in South Asian countries, 2008 | | | | | |Country |Overall inflation |Food price |Expenditure |Contribution of food | | | |inflation(a) |share of |prices to overall | | | | |food (in %) |inflation(b) | |(1) |(2) |(3) |(4) |(5) | | | | | | | |Bangladesh (April 2008) |9. 94 |11. 84 |64. 5 |7. 64 | | | | | | | |India (February 2008) |4. 60 |5. 0 |33. 4 |1. 94 | | | | | | | |Nepal (April/May 2008) |7. 50 |10. 00 |53. 2 |5. 32 | | | | | | | |Pakistan (May 2008) |19. 30 |28. 50 |41. 5 |11. 3 | | | | | | | |Sri Lanka (June 2008) |28. 20 |40. 06 |46. 7 |18. 71 | Source: Statistical Departments and Bureaus of different countries, 2008. (a) Includes beverages and tobacco. (b) Column (5) entries are calculated as (5) = (3) ? (4)/100. Table: The Impact of Rising Food Prices: Bangladesh (CGE Estimates 60% Rise) Macroeconomic Variables The effect of increase in food prices General Price level 2. 6% Real household income -1. 61% Welfare (equivalent variation) -0. 905 Real GDP -0. 787 Source: Adapted from ADB (2008a). There has been a considerable amount of controversy and debate over the impact of food prices on the poor Country’s position as a net food importer or exporter HHs are net food sellers or net food buyers The share of food expenditure in total budget Food distribution system Infrastructure Government policies Table: Share of Food expenditure in Total Household Expenditure Country Overall Urban Rural Bangladesh Total expenditure share of food 61. 31 53. 13 63. 39 Total expenditure share of cereals 42. 22 32. 96 44. 58 Table: Share of Food Expenditure in Total Expenditure in South Asian Countries Bangladesh India Nepal Pakistan Sri Lanka Table: Average welfare gain/loss from a 10 percent increase in the price of main staple, by income (expenditure) quintile and land-ownership category Country |Per Capita Expenditure Quintiles | | |1 |2 |3 |4 |5 |All | | Bangladesh | | | | | | | |Landowners | | | | | | | |Non-landowners | | | | | | | | |-1. 22 |-0. 86 |-0. 29 |-0. 06 |0. 15 |-0. 34 | | |-3. 8 |-2. 92 |-2. 36 |-2. 04 |-1. 45 |-2. 60 | | Pakistan | | | | | | | |Landowners | | | | | | | |Non-landowners | | | | | | | | |1. 16 |1. 20 |1. 65 |1. 65 |1. 1 |1. 58 | | |-0. 66 |-0. 63 |-0. 49 |-0. 39 |-0. 15 |-0. 48 | Source: FAO (2008), p. 37 Response to Food crisis 1. Mitigation measures are necessary, but other interventionist policies had the effect of aggrava ting the problems for importing countries. 2. The resort to immediate trade restrictions by India and Pakistan highlighted the fact that SA remains a bastion of anti-liberalism. 3. Countries like SL introduce import restrictions when domestic food conditions are good and liberalize food imports during a crisis. 4. Experience in SA demonstrates that price controls do more harm than good. 5. The anti-liberalization reaction of governments to the food crisis was not a surprise (ex: trade restrictiveness around 46%). 6. Consumer and producer subsidies are not sustainable. 5. Perspectives and Ongoing Interventions 5. 1. Future Outlook and Scenario Although Bangladesh economy has not yet faced a substantial negative impact of the ongoing financial crisis, significant downside risks exist in the coming months. The overall macroeconomic outlook beyond FY2009 is difficult to predict as it is very closely related to the duration and severity of the current global crisis, natural calamities and their consequences on the economy. Available information indicates that external sectors comprising international trade, remittances, foreign aid and FDI are being affected by the ongoing global economic meltdown. Given the overall stake of total trade and remittances as a ratio of GDP (around 53 percent), the Bangladesh economy is likely to slowdown to less than 6 percent growth in FY200910. As warned by the IMF, activity is expected to expand only weakly in 2009 before recovering gradually in 2010 leaving no chance for Bangladesh economy to gain momentum before 2010. In the backdrop of the deceleration of export growth and the inflow of remittances, the current account as well as the overall balance is likely to deteriorate further from the current surplus position. This pattern is likely to lead to further depletion of foreign reserves. The contraction of foreign reserves will further depreciate the exchange rate of the Taka against major currencies. Domestic currency depreciation could lead to some losses of real income and purchasing power through inflation driven by imported goods. The fall in exports and remittances may have resulted in about 0. 3 million job losses in the last 6 months. There are around 3. 0 million people working in more than 5 thousands factories in the RMG sector alone. According to a preliminary estimate, around 20-30 percent of the factories do not have any direct foreign buyers. They just survive by executing sub-contracts of factories who have directs orders from the foreign buyers. As the direct orders for these factories from foreign buyers are drying up, the survival of the sub-contracting factories are in real danger. The current trend shows that the flow of sub-contract is likely to stop due to the global economic downturn. In this context, workers of the sub-contracting firms will lose their jobs immediately as witnessed already. From the above analysis, the most frequently reported estimate of job losses is 10 percent. Assuming the most likely scenario of job losses in the last six months is a 10 percent job losses, say in the RMG sector alone, around 0. million new unemployed people have likely been released in the Bangladesh economy. With an average of 1. 38 income earner per household of 5 in 2009, and 0. 3 million new unemployed workers, around 1. 09 million people (i. e. 3. 62*0. 30 million), are likely to lose their livelihood, with subsequent risks on access to health care, food intake, education, debt and access to other vital services11. The worst case scenario of 20. percent job losses as implied by FGDs would double the number of people whose livelihoods are endangered (i. e. 2. 18 million)12. Based on the most frequent estimate reported by FGDs, the optimistic scenario of 5 percent job losses over the last 6 months is unlikely. Expected increase of government spending (in the short term) in terms of rescue package including tax break, cash subsidies and food rationing programs to safeguard the external sector and socially vulnerable people, could lead to monetary financing of increased fiscal deficits beyond the fiscal deficit target of 4. 99 percent of the GDP. No inflationary pressure is foreseen in the short run because of the substantial decrease of the import bill in the aftermath of fuel and food price decreases. However inflation will be contained if and only if government spending does not exceed monetary targets. Provisional data show that the growth in tax revenue fell short of its target while expenditure showed high growth resulting in governments bank borrowing above the central banks monetary program target. This pattern is likely to affect negatively private investment through crowding out effect and inflation through seignoriage13. This may generate some pressure on the overall fiscal deficit by the end of the current fiscal year (June 2009), beyond the target of 4. 99 percent of GDP 5. 2. Ongoing Interventions of the Government The Government of Bangladesh maintains an extensive social safety net system designed to address mainly transient food insecurity, stemming from shocks and setbacks. The Public Food Distribution System (PFDS) is the Government’s main mechanism for addressing household level food access shortfalls. Public food stocks are maintained and used for both ongoing food-based development programmes and for emergency purposes during periods of acute or transitory food insecurity. Although the PFDS has numerous programmes or channels through which food assistance is provided; the bulk of assistance, which covers more than 30 million people, is provided via the following eight channels: ?OMS/Open Market Sales ?VGD/Vulnerable Group Development ?VGF/Vulnerable Group Feeding ?FFW/Food for Work ?TR/Test Relief ?GR/Gratuitous Relief ?Food Assistance for CHT Area. ?Cash for Work. In order to safeguard the income losses due to the global financial crisis, a decision has been made in March 2009 to scale up and extend the open market sale (OMS) program. The OMS is expected to provide subsidized rice to all workers in the RMG sector. This program is currently under review by the government. At the macro-economic level, the government of Bangladesh is closely monitoring the day-to-day developments in the major economic indicators. In view of improving the interactions between the business community and the government, a public-private business forum titled Bangladesh Better Business Forum (BBBF) was formed in November 2007. In March 2009, a broad-based national committee (27-member taskforce) was formed to follow the developments related to the ongoing economic crisis and suggest measures to address the adverse impacts on Bangladesh economy. In view of safeguarding Bangladeshs key exports such as readymade garments, jute, leather, and frozen foods, a stimulus/rescue package including some form of incentives through tax break, rate cut and cash subsidy are under active consideration. Besides, in order to protect the loss of future remittance flows, the government of Bangladesh is taking various steps such as facilitating faster and easy transfer of remittances through official channels, finding new labor export markets, and negotiating with migrant workers’ host countries to preserve jobs. On the other hand, the central bank of Bangladesh recently (March 11, 2009) reduced the repo rates by 25 basis points to 8. 5 percent to ease the lending capacity of the commercial banks. Besides, it has been decided to cap lending rate of all types of loans except credit card and consumer loans at 13 percent to offset the fallout of global meltdown. This rate cut is expected to boost credit to the productive and employment intensive sectors. In view of the losses incurred by importers as a result of the fall in global commodity prices (e. g. wheat, edible oil and pulses) and the difficulties faced by importers in honoring fresh letters of credit (LCs), the central bank has relaxed the conditions for opening fresh LCs from the existing 90 days time to 150 days. The central bank has also set up a Forex Investment Committee to monitor and manage the currency composition of foreign exchange reserves. The central bank withdrew about 90 percent of its total investment from international banks which were perceived to be at risk 6. Conclusions and Recommendations The importance of nonfarm and farm employment, including casual labor, in rural and urban areas alike, underscores the need for rapid job creation in services, manufacturing and agriculture sectors to mitigate the adverse implications of the ongoing global financial crisis. Although it is too early to have a thorough insight on the extent of the impact on household livelihoods and food security, the urgent need to take policy initiatives and actions to address the emerging challenges is justified by the fact that the impacts of the global food crisis are compounding the livelihood and food security situation of households most affected by the global food crisis, namely agriculture and non agriculture wage labor and casual laborers. In addition to the efforts being made by the government to mitigate the negative impacts on economic activities, mitigating actions could consider the following: Expand and accelerate social protection programs (e. g. nutrition and education) targeting better households most affected both by the food and financial crises such as female-headed households, agriculture and non-agriculture wage earners and casual laborers. Specific targeting of female-headed households reliant on remittances should be considered in specific areas such as in Sylhet division. Accelerate the implementation of the Annual Development Plan (ADP) in investing more in labor intensive income generating activities (e. g. asic infrastructure, water supply, sanitation, rural roads and electricity) to mitigate the impacts of job losses in economic sectors and the downturn of the export of migrants. Accelerate investment to increase productivity in the agriculture sector to face the lack of arable land and counter production disincentives that are likely to occur with the decrease of agricultural commodity prices as a result of the global economic downturn. Promoting continued productivity growth in agriculture is expected to improve agricultural wages to absorb migrant returnees and less-skilled domestic workers who have lost their jobs in the face of the financial crisis. Diversification into higher value added crops, use of new seed varieties, and technology are crucial in this respect (World Bank, 2008). At the household level, endowment in productive assets – both physical as well as financial (microcredit) capital could be considered as a means to help job losers and returned migrants to set up small businesses and cultivate land. There is a momentum for quality investment in migrant workers to reduce the predominance of less skilled migrant workers. While exploring new destinations for migrant workers, there is a general sense in the country that further effort is required to strengthen the skills of candidates for migration. This is seen as a means to increase the likelihood of protecting jobs abroad and entering a new era of quality migration in the aftermath of the global financial crisis. Monitor both macro-economic indicators and household food security and nutrition for early actions. At macro-level, the broad-based national committee (27-member taskforce) formed by the government is expected to follow the developments related to the ongoing economic crisis and suggest measures to address the adverse impacts on Bangladesh economy. To monitor the evolution of the macro-economic and sectoral performance, key signal indicators such as non-performing loans (NPLs), letter of credit opening (LC), utilization declarations (UDs), general inflation (food and non-food), exchange rate fluctuations, etc. should be carefully monitored. To see whether the slowdown of macro-economic indicators is affecting household food security and livelihoods, the macro-level monitoring should establish the implications for households, including fiscal implications for social safety programs. The micro-level monitoring could benefit from establishing the linkages between the macro-level and micro- level monitoring, by building on existing systems that monitor remittances, out-migration flows, flows of returnees, less-skilled wage rates in nonfarm and farm activities, staple food, cash and livestock prices, nutrition indicators, etc. In this context, a joint follow-up assessment could be envisaged in the second half of 2009 together with the government and others interested partners (e. g. FAO) to evaluate the magnitude of the impact of the global financial crisis on household food security and livelihoods, assuming the crisis will persist.

Saturday, November 23, 2019

Top 10 Hottest Jobs for College Graduates

Top 10 Hottest Jobs for College Graduates if you’re on the job hunt post-college and have no idea where to begin, take your cue from 2016’s  hottest jobs for college graduates. here are the top tens for job postings and most-popular (and hirable!) majors for recent research done by the thejobnetwork in 2016. let’s start with this years 10 most popular majors. not much change has been shown in the past few years. so if you’re still undecided, you might consider one of these tried-and-true paths to your future career:top 10 majors of 2016business administration managementpsychologynursingteaching or educationaccountingcriminal justice / correctionsaccountingliberal arts (general studies)english language literaturehistorynext up are the top 10 job titles posted on thejobnetwork in 2016 that require a college degree. so you can take your studies from the list above and get out there on the market!top 10 job postings on thejobnetwork in 2016graphic designmedical assistantweb design developmentinfo rmation systems managementmarketingaccountinghealth care administrationengineeringparalegalelectronic and computer technology  and, finally, here are the top 10  jobs that were the â€Å"most boosted† in 2016 on thejobnetwork, all of which are specifically targeting recent grads.top 10 jobs targeting recent grads on thejobnetworksales representativesnursing (and nursing related jobs)teachingaccountingdata analysisdigital marketingsoftware developmentevent planningmechanical engineeringelectrical engineeringyou don’t have to pick one of these career paths or even one of these popular majors to succeed in the job market out of college. but knowing what’s out there and what’s making waves can be incredibly useful to you. follow the trends just enough to be educated and current in what the job search climate is like, without being a slave to any cookie-cutter formulas. and if you’re indecisive or in doubt, it never hurts to go for something thatâ⠂¬â„¢s proven to get results!

Thursday, November 21, 2019

Quality Management Plan Essay Example | Topics and Well Written Essays - 750 words

Quality Management Plan - Essay Example   The manager's responsibility is to ensure that employees do not become sick by their job. Stress makes employees sick. Besides, acts to decrease stress are affordable.   The expense of stress to the organization can show up as an increased employee turnover, a rise in the absence of sickness, decreases job performance, increased customer complaints, and poor time management. Stress in a single employee can result in stress in employees who are compelled to function with the individual or even cover for him/her. Besides, staff members who do not consider stress as a dangerous thing can leave them open to compensation claims from employees who have been affected by work associated stress illness. Thus, stress reduction does not have to cost the organization a large sum of money. The organization can take the following steps to deal with the risk of stress: where stress caused or made worse by the job may result in ill health, the organization ought to evaluate the risk. The risk evaluation for stress entails searching for work pressures that may cause increased and long-term stress levels. It also requires choosing the individual that could be harmed by the work pressure and choosing whether the organization is doing enough to hinder such harm. If required, the organization ought to take steps to address such pressures. It must review the evaluation whenever it considers that it can no longer be correct. Besides, all employees ought to be involved in the assessment process, encompassing safety and health representatives.

Wednesday, November 20, 2019

Human resource Essay Example | Topics and Well Written Essays - 3000 words - 1

Human resource - Essay Example The limitations of this report would be the non-availability of the minute details of Google’s HR policies on account of sensitivity of the information. Our research, thus, would purely be based on available information. Let us begin by gathering a basic understanding about Human Resource Management (HRM). â€Å"The field of HRM is not one that exists in isolation. Rather, its part of a larger field of management. Reinforcing many new philosophies like that of work force diversity, downsizing, reengineering, total quality management (TQM), outsourcing and supporting this effort has made HRM an even more vital component of the management team. Similarly, the strategic nature of HRM continues to gain acceptance as more organizations look to ensure that they have the right number of the right people at the right time and in the right place.† (Sadarrudin, 2001) â€Å"The review of the HRM models emphasizes a number of differences between the ‘new’ HRM and traditional personnel management. These include: strategic planning, focus on the psychological contract, importance of learning in the workplace, focus on the individual (unitarism), importance of leadership and proactiveness, a focus on line managers and an attention to measuring HR performance outcomes.† (Bratton and Gold, 2003) â€Å"Co-founders Larry Page, president of Products, and Sergey Brin, president of Technology, brought Google to life in September 1998. Since then, the company has grown to more than 10,000 employees worldwide, with a management team that represents some of the most experienced technology professionals in the industry. Eric Schmidt joined Google as chairman and chief executive officer in 2001.† (Google, 2009) Founders Larry Page and Sergey Brin named the search engine they built "Google," a play on the word "googol," the mathematical term for a 1 followed by 100 zeros. (Page and Brin, 1998). The name reflects the immense volume of

Sunday, November 17, 2019

Adolf Hitlers political views Essay Example for Free

Adolf Hitlers political views Essay After World War I, Hitler returned to Munich.[75] Having no formal education and career prospects, he tried to remain in the army for as long as possible.[76] In July 1919 he was appointed Verbindungsmann (intelligence agent) of an Aufklà ¤rungskommando (reconnaissance commando) of the Reichswehr, to influence other soldiers and to infiltrate the German Workers Party (DAP). While monitoring the activities of the DAP, Hitler became attracted to the founder Anton Drexlers antisemitic, nationalist, anti-capitalist, and anti-Marxist ideas.[77] Drexler favoured a strong active government, a non-Jewish version of socialism, and solidarity among all members of society. Impressed with Hitlers oratory skills, Drexler invited him to join the DAP. Hitler accepted on 12 September 1919,[78] becoming the partys 55th member.[79] A copy of Adolf Hitlers German Workers Party (DAP) membership card At the DAP, Hitler met Dietrich Eckart, one of the partys founders and a member of the occult Thule Society.[80] Eckart became Hitlers mentor, exchanging ideas with him and introducing him to a wide range of people in Munich society.[81] To increase its appeal, the DAP changed its name to the Nationalsozialistische Deutsche Arbeiterpartei (National Socialist German Workers Party – NSDAP).[82] Hitler designed the partys banner of a swastika in a white circle on a red background.[83] Hitler was discharged from the army in March 1920 and began working full-time for the NSDAP. In February 1921—already highly effective at speaking to large audiences—he spoke to a crowd of over 6,000 in Munich.[84] To publicise the meeting, two truckloads of party supporters drove around town waving swastika flags and throwing leaflets. Hitler soon gained notoriety for his rowdy polemic speeches against the Treaty of Versailles, rival politicians, and especially against Marxists and Jews.[85] At the time, the NSDAP was centred in Munich, a major hotbed of anti-government German nationalists determined to crush Marxism and undermine the Weimar Republic.[86] In June 1921, while Hitler and Eckart were on a fundraising trip to Berlin, a mutiny broke out within the NSDAP in Munich. Members of the its executive committee, some of whom considered Hitler to be too overbearing, wanted to merge with the rival German Socialist Party (DSP).[87] Hitler returned to Munich on 11 July and angrily tendered his resignation. The committee members realised his resignation would mean the end of the party.[88] Hitler announced he would rejoin on the condition that he would replace Drexler as party chairman, and that the party headquarters would remain in Munich.[89] The committee agreed; he rejoined the party as member 3,680. He still faced some opposition within the NSDAP: Hermann Esser and his allies printed 3,000 copies of a pamphlet attacking Hitler as a traitor to the party.[89][a] In the following days, Hitler spoke to several packed houses and defended himself, to thunderous applause. His strategy proved successful: at a general membership meeting, he was granted absolute powers as party chairman, with only one nay vote cast.[90] Hitlers vitriolic beer hall speeches began attracting regular audiences. He became adept at using populist themes targeted at his audience, including the use of scapegoats who could be blamed for the economic hardships of his listeners.[91][92][93] Historians have noted the hypnotic effect of his rhetoric on large audiences, and of his eyes in small groups. Kessel writes, Overwhelmingly Germans speak with mystification of Hitlers hypnotic appeal. The word shows up again and again; Hitler is said to have mesmerized the nation, captured them in a trance from which they could not break loose.[94] Historian Hugh Trevor-Roper described the fascination of those eyes, which had bewitched so many seemingly sober men.[95] He used his personal magnetism and an understanding of crowd psychology to his advantage while engaged in public speaking.[96][97] Alfons Heck, a former member of the Hitler Youth, describes the reaction to a speech by Hitler: We erupted into a frenzy of nationalistic pride that bordered on hysteria. For minutes on end, we shouted at the top of our lungs, with tears streaming down our faces: Sieg Heil, Sieg Heil, Sieg Heil! From that moment on, I belonged to Adolf Hitler body and soul.[98] Although his oratory skills and personal traits were generally received well by large crowds and at official events, some who had met Hitler privately noted that his appearance and demeanour failed to make a lasting impression.[99][100] Early followers included Rudolf Hess, former air force pilot Hermann Gà ¶ring, and army captain Ernst Rà ¶hm. Rà ¶hm became head of the Nazis paramilitary organisation, the Sturmabteilung (SA, Stormtroopers), which protected meetings and frequently attacked political opponents. A critical influence on his thinking during this period was the Aufbau Vereinigung,[101] a conspiratorial group of White Russian exiles and early National Socialists. The group, financed with funds channelled from wealthy industrialists like Henry Ford, introduced Hitler to the idea of a Jewish conspiracy, linking international finance with Bolshevism.[102] Beer Hall Putsch Main article: Beer Hall Putsch Drawing of Hitler (30 October 1923) Hitler enlisted the help of World War I General Erich Ludendorff for an attempted coup known as the Beer Hall Putsch. The Nazi Party used Italian Fascism as a model for their appearance and policies. Hitler wanted to emulate Benito Mussolinis March on Rome (1922) by staging his own coup in Bavaria, to be followed by challenging the government in Berlin. Hitler and Ludendorff sought the support of Staatskommissar (state commissioner) Gustav von Kahr, Bavarias de facto ruler. However, Kahr, along with Police Chief Hans Ritter von Seisser (Seißer) and Reichswehr General Otto von Lossow, wanted to install a nationalist dictatorship without Hitler.[103] Hitler wanted to seize a critical moment for successful popular agitation and support.[104] On 8 November 1923 he and the SA stormed a public meeting of 3,000 people that had been organised by Kahr in the Bà ¼rgerbrà ¤ukeller, a large beer hall in Munich. Hitler interrupted Kahrs speech and announced that the national revolution had begun, declaring the formation of a new government with Ludendorff.[105] Retiring to a backroom, Hitler, with handgun drawn, demanded and got the support of Kahr, Seisser, and Lossow.[105] Hitlers forces initially succeeded in occupying the local Reichswehr and police headquarters; however, Kahr and his consorts quickly withdrew their support and neither the army nor the state police joined forces with him.[106] The next day, Hitler and his followers marched from the beer hall to the Bavarian War Ministry to overthrow the Bavarian government, but police dispersed them.[107] Sixteen NSDAP members and four police officers were killed in the failed coup.[108] Hitler fled to the home of Ernst Hanfstaengl, and by some accounts contemplated suicide.[109] He was depressed but calm when arrested on 11 November 1923 for high treason.[110] His trial began in February 1924 before the special Peoples Court in Munich,[111] and Alfred Rosenberg became temporary leader of the NSDAP. On 1 April Hitler was sentenced to five years imprisonment at Landsberg Prison.[112] He received friendly treatment from the guards; he was allowed mail from supporters and regular visits by party comrades. The Bavarian Supreme Court issued a pardon and he was released from jail on 20 December 1924, against the state prosecutors objections.[113] Including time on remand, Hitler had served just over one year in prison.[114] Dust jacket of Mein Kampf (1926–1927) While at Landsberg, Hitler dictated most of the first volume of Mein Kampf (My Struggle; originally entitled Four and a Half Years of Struggle against Lies, Stupidity, and Cowardice) to his deputy, Rudolf Hess.[114] The book, dedicated to Thule Society member Dietrich Eckart, was an autobiography and an exposition of his ideology. Mein Kampf was influenced by The Passing of the Great Race by Madison Grant, which Hitler called my Bible.[115] The book laid out Hitlers plans for transforming German society into one World War II Early diplomatic successes Alliance with Japan Main article: Germany–Japan relations Hitler and the Japanese Foreign Minister, YÃ… suke Matsuoka, at a meeting in Berlin in March 1941. In the background is Joachim von Ribbentrop. In February 1938, on the advice of his newly appointed Foreign Minister, the strongly pro-Japanese Joachim von Ribbentrop, Hitler ended the Sino-German alliance with the Republic of China to instead enter into an alliance with the more modern and powerful Japan. Hitler announced German recognition of Manchukuo, the Japanese-occupied state in Manchuria, and renounced German claims to their former colonies in the Pacific held by Japan.[195] Hitler ordered an end to arms shipments to China and recalled all German officers working with the Chinese Army.[195] In retaliation, Chinese General Chiang Kai-shek cancelled all Sino-German economic agreements, depriving the Germans of many Chinese raw materials.[196] Austria and Czechoslovakia On 12 March 1938 Hitler declared unification of Austria with Nazi Germany in the Anschluss.[197][198] Hitler then turned his attention to the ethnic German population of the Sudetenland district of Czechoslovakia.[199] On 28–29 March 1938 Hitler held a series of secret meetings in Berlin with Konrad Henlein of the Sudeten Heimfront (Home Front), the largest of the ethnic German parties of the Sudetenland. The men agreed that Henlein would demand increased autonomy for Sudeten Germans from the Czechoslovakian government, thus providing a pretext for German military action against Czechoslovakia. In April 1938 Henlein told the foreign minister of Hungary that whatever the Czech government might offer, he would always raise still higher demands he wanted to sabotage an understanding by all means because this was the only method to blow up Czechoslovakia quickly.[200] In private, Hitler considered the Sudeten issue unimportant; his real intention was a war of conquest against Cze choslovakia.[201] October 1938: Hitler (standing in the Mercedes) drives through the crowd in Cheb (German: Eger), part of the German-populated Sudetenland region of Czechoslovakia, which was annexed to Nazi Germany due to the Munich Agreement In April Hitler ordered the OKW to prepare for Fall Grà ¼n (Case Green), the code name for an invasion of Czechoslovakia.[202] As a result of intense French and British diplomatic pressure, on 5 September Czechoslovakian President Edvard BeneÃ… ¡ unveiled the Fourth Plan for constitutional reorganisation of his country, which agreed to most of Henleins demands for Sudeten autonomy.[203] Henleins Heimfront responded to BeneÃ… ¡ offer with a series of violent clashes with the Czechoslovakian police that led to the declaration of martial law in certain Sudeten districts.[204][205] Germany was dependent on imported oil; a confrontation with Britain over the Czechoslovakian dispute could curtail Germanys oil supplies. Hitler called off Fall Grà ¼n, originally planned for 1 October 1938.[206] On 29 September Hitler, Neville Chamberlain, Édouard Daladier, and Benito Mussolini attended a one-day conference in Munich that led to the Munich Agreement, which handed over the Sudetenland districts to Germany.[207][208] Jewish shops destroyed in Magdeburg, following Kristallnacht (November 1938) Chamberlain was satisfied with the Munich conference, calling the outcome peace for our time, while Hitler was angered about the missed opportunity for war in 1938;[209][210] he expressed his disappointment in a speech on 9 October in Saarbrà ¼cken.[211] In Hitlers view, the British-brokered peace, although favourable to the ostensible German demands, was a diplomatic defeat which spurred his intent of limiting British power to pave the way for the eastern expansion of Germany.[212][213] As a result of the summit, Hitler was selected Time magazines Man of the Year for 1938.[214] In late 1938 and early 1939, the continuing economic crisis caused by rearmament forced Hitler to make major defence cuts.[215] In his Export or die speech of 30 January 1939, he called for an economic offensive to increase German foreign exchange holdings to pay for raw materials such as high-grade iron needed for military weapons.[215] On 15 March 1939, in violation of the Munich accord and possibly as a result of the deepening economic crisis requiring additional assets,[216] Hitler ordered the Wehrmacht to invade Prague, and from Prague Castle proclaimed Bohemia and Moravia a German protectorate.[217]

Friday, November 15, 2019

International Charter Of Human Essay -- essays research papers

International Declaration of Human Rights and Freedoms History   Ã‚  Ã‚  Ã‚  Ã‚  After the war crimes committed by the Germans in the holocaust that occurred during World War II, the United nations decided to create a document guaranteeing respect for human rights and fundamental freedoms for all people, regardless of race, sex, language, or religion. This document was called The Universal Declaration of Human Rights.   Ã‚  Ã‚  Ã‚  Ã‚  The declaration was voted in on December 10, 1948, which is now celebrated each year as Human Rights Day. The Declaration says that â€Å"all human beings are born free and equal† and establishes basic rights for all people and rules for the actions of governments in many areas pertaining to those rights. For example, it says that all people have the right to liberty, religious and political freedom, education, and economic well-being. It bans torture and states that all people have the right to participate in their governments.   Ã‚  Ã‚  Ã‚  Ã‚  The declaration is not a law, unfortunately, and in some cases has had little actual effect on the member countries of the UN. Governments with poor human rights records, such as China, do not agree with the UN’s attempts to promote human rights, saying that such actions interfere with their internal affairs.   Ã‚  Ã‚  Ã‚  Ã‚  The UN has a Commission on Human Rights. Its job is to monitor abuses of the declaration in member countries, hold international meetings on human rights issues and handle complaints about violations to the basic human rights.   Ã‚  Ã‚  Ã‚  Ã‚  It was in 1993 that the General Assembly created the position of High Commissioner for Human Rights. The commissioner job is to oversee all of the UN’s human rights programs, work to prevent human rights violations, and investigate human rights abuses. It is also in the commissioner’s power to publicize abuses to human rights taking place in any country. However most publicity about abuses to human rights does not come from the UN but from rival countries or non-governmental groups like Amnesty International   Ã‚  Ã‚  Ã‚  Ã‚  The UN has also written four international treaties on human rights. These treaties do have the force of law but are very hard to enforce. The treaties deal only with the problems of genocide, racial discrimination, civil and po... ...rights issues in the world. Before it was drafted, many cases involving human rights were simply ignored or kept quiet. Take for example just before World War Two, Nazi Germany was known to want to eliminate a great percentage of people not fitting into their â€Å"Aryan† master race, yet they still hosted the Olympics of 1936. At those Olympics they refused to grant a gold medal to a Jewish person, Jesse Owens, and still America and many other countries chose to ignore Germany for political reasons. After the war, almost in response to the declarations, various human rights organizations, such as amnesty international have been created. They almost always use the Declaration as their basic outline for the rights of human beings. These groups bring much attention to the human rights problems of the world. A good example was the later war in Vietnam, protests in the United States over unfair treatment of enemy civilians is one of the main reasons they were forced to pull ou t.   Ã‚  Ã‚  Ã‚  Ã‚  So in conclusion I must say that nobody can argue that forcing people to stand up and take notice is the only way to eliminate a problem and that is what the Declaration has achieved.

Tuesday, November 12, 2019

A.J. Dbq for Us History Advanced Placement

Before Andrew Jackson became president, he came off as an average man living in middle class America. He pulled his â€Å"Average Joe† persona off like a pro and got elected into the White house as a â€Å"man of the people†. However, Jackson may have been a common man, but he wielded power like a king. Kings have a difficult job. They have to walk the fine line of being strict enough that the subjects won't throw a fit when they don't get what they want but at the same time not being too dictatorial or else the people will rebel. More importantly, a king must be firm in what he believes is right for the country. Jackson greatly increased the power of the presidency. He did not comply with the checks and balance system, and also did not allow North Carolina to nullify the Protective Tariff of 1823. Jackson fired the old aristocrats (from farming families) from government jobs and replaced them with incompetent people – this was known as the â€Å"spoils system. † He was also responsible for the â€Å"Trail of Tears†. Jackson took his job extremely seriously and used his full power to help the entire country. Andrew Jackson often took advantage of his veto power. He was very willing to veto the laws that the legislative branch came up with. Because of this, Congress learned to ask for his opinions in advance to avoid vetos. All presidents have since had a say on impending legislation. Andrew was not afraid to use his power aggressively if it meant helping the whole country. An example of this is in the Nullification Crisis. In short, this was when Andrew Jackson passed tariff acts on the states. South Carolina, after years of complaining about it, finally refused to obey the 1832 tariff. They voted to have troops defend them against Jackson. The president responded angrily and sent troops to South Carolina to enforce the tariff bill and asked Congress for a â€Å"Force Bill† to back him up. Andrew Jackson was also responsible for the Trail of Tears. This was when he forced thousands of Native Americans to relocate. In 1830, Jackson passed the Indian Removal Act. It ordered all Native Americans living east of the Mississippi River to move west of it. This resulted in many of them dying from exposure, disease and starvation while migrating. Jackson, of course, did this intending the best for the country.

Sunday, November 10, 2019

Dental Abscess And Anatomy Health And Social Care Essay

Abscesss are normally caused by specific micro-organisms that invade the tissues, frequently by manner of little lesions or interruptions in the tegument. An abscess is a natural defence mechanism in which the organic structure attempts to place an infection and â€Å" palisade off † the micro-organisms so that they can non distribute throughout the organic structure. There are at least three types of alveolar consonant abscesses that resemble each other. It is their point of beginning that differentiates them. A gum or gingival abscess is the consequence of hurt to, or infection of, the surface of the gum tissue. If an infection moves deep into gum pockets, drainage of Pus is blocked and a periodontic abscess consequences. A periapical abscess refers to a tooth in which the mush is infected, normally secondary to tooth decay.Causes and Risk Factors of Dental AbscessesAn abscess may happen when bacteriums invades the dental mush ( the nervousnesss and blood vass that fill the cardinal pit of the tooth ) , doing the mush to decease. This most normally happens as a consequence of dental cavities, which destroy the tooth ‘s enamel and dentin, leting bacteriums to make the mush. Bacteria can besides derive entree to the mush when a tooth is injured. Failure to handle an septic dental nervus normally leads to breakdown of the bone around the root with the formation of an abscess or pit filled with Pus. The abscess is called ague or chronic, depending on how quickly it forms and how efficaciously the organic structure defends itself. An acute abscess is characterized by hurting, swelling, and febrility. A chronic abscess may be painless, with the patient wholly incognizant of its presence even as it continues to turn inside the lower jaw. Or the country of infection may be walled off by a hempen pouch, organizing a granuloma, which contains non-infectious ( unfertile ) tissue but non pus. Most of the pathological lesions and tips of roots are granulomas, but it is common pattern to mention to all such conditions as abscesses. Since granulomas are normally painless and really slow-growing, they are discovered merely by agencies of dental x-ray scrutinies. Unless the whole tooth is severely decayed, the tooth can be saved by root canal therapy. RADIOGRAPH SHOWING PERIAPICAL RADIOLUCENCYSymptoms of Dental AbscessesPain is gnawing and uninterrupted. The involved tooth is painful when percussed ( tapped ) , and frequently the dentitions can non shut without added uncomfortableness. Hot nutrients may increase the hurting. If intervention is delayed, the infection may distribute through next tissues, doing cellulitis, changing grades of facial hydrops, and fever. The infection may distribute to osteal ( bony ) tissues or into the soft tissues of the floor of the oral cavity. Local puffiness and gingival fistulous witherss may develop opposite the vertex of the tooth, particularly with deciduous ( impermanent ) dentition. Drain into the oral cavity causes a acrimonious gustatory sensation. Abscesss from lower grinders may run out at the angle of the jaw. A chronic periapical ( at or around the vertex of a root of a tooth ) abscess normally presents few clinical marks, since it is basically a limited country of mild infection that spreads easy. A odontalgia that is terrible and uninterrupted and consequences in gnawing or throbbing hurting or crisp or hiting hurting are common symptoms of an abscessed tooth. Other symptoms may include: Fever Pain when mastication Sensitivity of the dentitions to hot or cold Bitter gustatory sensation in the oral cavity Foul odor to the breath Swollen cervix secretory organs General uncomfortableness, uneasiness, or ill feeling Redness and puffiness of the gums Swollen country of the upper or lower jaw An unfastened, run outing sore on the side of the gum If the root of the tooth dies as a consequence of infection, the odontalgia may halt. However, this does n't intend the infection has healed ; the infection remains active and continues to distribute and destruct tissue. Therefore, if you experience any of the above listed symptoms, it is of import to see a tooth doctor even if the hurting subsides.Diagnosis of Dental AbscessYour tooth doctor will examine your dentitions with a dental instrument. If you have an abscessed tooth, you will experience hurting when the tooth is tapped by your tooth doctor ‘s investigation. Your tooth doctor will besides inquire you if your hurting additions when you bite down or when you close your oral cavity tightly. In add-on, your tooth doctor may surmise an abscessed tooth because your gums may be swollen and ruddy. Your tooth doctor may besides take X raies to look for eroding of the bone around the abscess.Treatment of Dental Abscesses in Deciduous toothDefinition: pulpectomy involves the remotion of the root and the mush chamber in order to derive one to root canals which are debrided, enlarged and disinfected.Technique1.give equal local anesthesia 2.apply gum elastic dike to insulate the country. 3.remove all the carious dentin. 4.penetrate the mush chamber with aid of slow velocity unit of ammunition bur. 5.remove the mush tissue with all right barbed brooch and take the on the job length X ray. 6.complete the bio-mechanical preaparation and avoid over instrumentality. 7.avoid utilizing Gatess glidden drills, sonic and supersonic instruments because in primary dentitions there are increase opportunities of perforation due to narrow and slight canals. 8. voluminous irrigation is necessary to blush out dust and Na hypochlorite is the preferable irrigant. 9.now topographic point the paper point moistened with formocresol about for five proceedingss to repair any staying tissue. 10.after this remove the paper point and make full the canal with zinc oxide eugenol cement.there after, tooth is restored with unstained steel Crown.COMMONLY USED MATERIAL FOR FILLING THE CANALS ARE:Zinc oxide eugenolIodoform pasteCalcium hydrated oxideZinc oxide pasteTreatment of Abscess Tooth in Permanent ToothIt is of import to find which type of abscess is present so that the appropriate intervention may be rendered. In all three types of abscesses, the Pus must be drained. Antibiotics may be prescribed if systemic symptoms such as febrility and swelling in the lymph secretory organs are present. ( Mouth infections frequently affect the lymph glands in the cervix part. ) Deep cleansing will be undertaken for gum pocket ( periodontic ) abscesses. Schemes to extinguish the infection, continue the tooth, and prevent complications are the ends of intervention for an abscessed tooth. 1 ) To extinguish infection, the abscess may necessitate to be drained. Achieving drainage may be done through the tooth by a process known as a root canal. Root canal surgery may besides be recommended to take any morbid root tissue after the infection has subsided. Then, a Crown may be placed over the tooth. 2 ) The tooth may besides be extracted, leting drainage through the socket. 3 ) To run out the abscess would be by scratch into the conceited gum tissue. Antibiotics are prescribed to assist contend the infection. To alleviate the hurting and uncomfortableness associated with an abscessed tooth, warm salt-water rinses and nonprescription hurting medicine like isobutylphenyl propionic acid ( Advil or Motrin ) can be used. The redness and hurting of abscesses may be relieved with a low-level optical maser, doing the patient more comfy to have the injection in a more painless manner. As diabetics are prone to the spread of infection, abscesses should be brought to the attending of their tooth doctor so that prompt intervention may be begun. By and large, an analgetic ( pain-reliever ) such as acetylsalicylic acid or acetaminophen entirely or with codeine is needed. Bed remainder, a soft diet, and fluids may be necessary. Failure to handle an abscess can take to serious infection as the Pus spreads. Fever and malaise intensify when the infection penetrates the bone marrow of the jaw, bring forthing osteomyelitis. Prompt antibiotic therapy and surgical intercession in more utmost instances are normally successful in restricting the abscess or osteomyelitis, although frequently non before extended and lasting harm has been done. An abscessed tooth is a painful infection at the root of a tooth or between the gum and a tooth. It ‘s most normally caused by terrible tooth decay. Other causes of tooth abscess are trauma to the tooth, such as when it is broken or chipped, and gingivitis or gum disease. These jobs can do gaps in the tooth enamel, which allows bacteriums to infect the centre of the tooth ( called the mush ) . The infection may besides distribute from the root of the tooth to the castanetss back uping the tooth. and continues to distribute and destruct tissue. Therefore, if you experience any of the above listed symptoms, it is of import to see a tooth doctor even if the hurting subsides.PreventionsFollowing good unwritten hygiene patterns can cut down the hazard of developing a tooth abscess. Besides, if your dentitions experience injury ( for illustration, go loosened or chipped ) , seek prompt dental attending The ends of intervention are to bring around the infection, save the tooth, and prevent complications.Prognosis ( Expectations )Untreated abscesses may acquire worse and can take to dangerous complications. Prompt intervention normally cures the infection. The tooth can normally be saved in many instances.ComplicationsLoss of the tooth Mediastinitis Sepsis Spread of infection to soft tissue ( facial cellulitis, Ludwig ‘s angina ) Spread of infection to the jaw bone ( osteomyelitis of the jaw ) Spread of infection to other countries of the organic structure ensuing in encephalon abscess, endocarditis, pneumonia, or other complications